• Discover God's Solution to the World's Financial Problems

  • Learn how the People of God can "Become Their Own Bankers"... again.

  • God has blessed You. Lend to Many & Borrow from None.

  • Lend to Lift Others Up (including yourself).

  • Lend to the Needy (no interest) or for a Business Deal (with interest).

  • Generosity is Lending to the Lord. God will Repay.

The best Lenders in the world should be those who truly love God & love people.

Disciple Wealth Values

PURPOSE

Serve God & Master Money.

  • No servant can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money. (ESV)

    Stewardship: God’s people, managing God’s creation (including money), according to God’s design, to cultivate global flourishing, for God’s glory.

VISION

Invest in People Now, for Eternity.

  • I tell you, use worldly wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings. (NIV)

    All investments are in people, not things.

MISSION

Be the “Banker” until Christ returns.

  • “So he called ten of his servants, delivered to them ten minas, and said to them, ‘Do business till I come.’ (NKJV)

    “Do business” (Greek verb: pragmateuomai): 1) to be occupied in anything; 2) to carry on a business; 3) to carry on the business of a banker or a trader.

BANKER

Invest/Lend according to Your Abilities.

  • To one he gave five talents, to another, two, and to another, one, each according to his own ability; and he went on his journey. The one who had received the five talents immediately went and did business with them, and earned five more talents. (NASB)

Values Statement

As disciples of Jesus, we desire to maximize our abilities to capture as much financial value (capital) already flowing through our hands, to “invest” in ourselves and the people around us (like bankers), in order to fulfill our stewardship roles as master over money, in service to Christ.

And we help others do the same (disciples making disciples).

“Banking is the most important and most profitable business in the world. It should be controlled by you and me.” —R. Nelson Nash

Our Strategy

The Infinite Banking Concept

R. Nelson Nash

“[The Infinite Banking Concept] is all about building a banking system so that you control 100% of your needs for money at all times. You can recapture that “financial energy” that is now flowing away from you (you will never see it again) and it will accumulate on an income tax-free basis for your benefit.

Read The Books

IBC Philosophy

To establish a personal monetary system, utilizing high-cash-value, dividend-paying, whole life insurance contracts, from well-run mutual companies, that allows someone to pay as much premium as they can reasonably foresee wanting the ability to pay, for as long as possible, in order to build as much cash value as possible, to finance the desires of life, all while retaining the tax efficiency of non-Modified Endowment Contract status and flexibility in premium payment.

CEO & Founder: Austin L. Garner

“It is a joy to teach people this transformational financial concept found all throughout the Bible that individuals should control the lending function, and the implications of doing so. I am grateful to be able to coach them through the process of doing it themselves so they can Live more, Give more, Grow more, and Owe less.”

Austin has had a lifelong desire to help people be set free from financial bondage. This desire has driven him to various roles throughout the financial services industry over the past 15+ years, including insurance, banking, sales, and investments. Most of Austin’s financial services career has been doing things the typical way, learning what not to do, before finally discovering what to do in 2019. He has held several of the typical securities and investment licenses and has a Bachelor’s Degree in Business Management, minoring in Entrepreneurship, from Oklahoma State University where he met his wife Carrie. They live in Yukon, OK (a suburb of Oklahoma City) with their daughter Lydia and their son Aaron where they are active leaders in their church community.

Click this button to read more of Austin’s story and how he came to discover the Infinite Banking Concept.

Disciple Wealth Blog

Foundational Articles

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